Effective Date: February 25, 2026
Last Updated: February 25, 2026

1) Educational & Informational Purposes Only

The content on our website, blog, emails, social channels, and Thinkific courses (collectively, the “Services”) is provided strictly for educational and informational purposes. Nothing on the Services constitutes, or should be construed as, legal, tax, investment, accounting, medical, or other professional advice.

2) No Professional–Client Relationship

Your access to or use of the Services does not create a professional–client relationship between you and EducatedRisk, LLC (d/b/a The Educated Risk Company). If you require professional advice, you should consult a qualified professional who can review your specific circumstances.

3) No Financial, Legal, or Risk-Management Advice

Examples, case studies, frameworks, templates, calculators, and methodologies provided through our content and courses are generalized educational tools. Outcomes will vary based on your organization, risk profile, industry, resourcing, and execution. You are solely responsible for how you interpret and use the information.

4) No Guarantees; Results May Vary

We do not guarantee any specific results or outcomes (including revenue, cost savings, risk-reduction metrics, audit results, regulatory outcomes, or compliance status). Your results depend on many factors beyond our control, including timing, internal processes, third-party risks, and market or regulatory conditions.

5) Earnings & Performance Disclaimer (If Applicable)

Any references to performance improvements, earnings, savings, or opportunity size are illustrative and not promises of future results. Past performance does not guarantee future outcomes.

6) Personal Responsibility & Assumption of Risk

By using the Services, you acknowledge that you are participating voluntarily and that any decisions, actions, or results are solely your responsibility. You agree to use your own judgment and to conduct independent verification and due diligence. You assume all risks associated with applying the information.

7) Testimonials & Reviews

Testimonials, reviews, case examples, and user feedback represent individual experiences and do not guarantee that you will achieve the same or similar results. We may edit testimonials for length, clarity, or privacy while maintaining original intent.

8) Affiliates & Sponsored Content (If Applicable)

We may include affiliate links or sponsor mentions within our blog or courses. If you click an affiliate link and make a purchase, we may receive a commission at no additional cost to you. We only recommend products or services we believe add value; however, you should assess their suitability independently. Sponsored content will be identified where appropriate.

9) Third-Party Platforms & External Links

Our Site is hosted on Squarespace, and our courses are delivered via Thinkific. These platforms—and any other third-party services we link to—are operated by third parties with their own terms and privacy practices. We are not responsible for third-party content, accuracy, availability, security, or data practices. You should review their terms and policies before use.

10) Technology, Availability & Security

We do not warrant that the Services will be uninterrupted or error-free, or that files available for download are free of viruses or harmful components. Platform outages (e.g., Squarespace, Thinkific, payment processors, email providers) may affect availability. You are responsible for using appropriate security measures and backups.

11) Intellectual Property

All content provided through the Services—including text, videos, slides, PDFs, templates, and downloads—is protected by intellectual property laws and is for your personal, non‑commercial use unless otherwise authorized by us in writing. You may not reproduce, distribute, or create derivative works without permission.

12) Fair Use Notice

From time to time, we may reference third‑party material (e.g., quotes, excerpts) for purposes such as commentary, criticism, teaching, or research. Such uses are intended to constitute fair use under applicable law. If you believe any content infringes your rights, please contact us (see Section 16).

13) Limitation of Liability

To the maximum extent permitted by law, EducatedRisk, LLC and its owners, officers, employees, and affiliates will not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, or for any loss of profits, data, goodwill, or business opportunities arising out of or related to your use of the Services or reliance on any content. Where liability cannot be disclaimed, it is limited to the amount you paid (if any) for the relevant course or service in the three (3) months preceding the event.

14) No Warranties

The Services are provided on an “AS IS” and “AS AVAILABLE” basis without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, title, non‑infringement, accuracy, or availability.

15) User Conduct

You agree not to misuse the Services, including by attempting unauthorized access, distributing malware, scraping or mining data, or sharing course content or login credentials with unlicensed users.

16) Contact; Notices of Concern

If you have questions, concerns, or wish to submit a notice (e.g., IP concern, testimonial removal, or affiliate disclosure inquiry), contact:
EducatedRisk, LLC (d/b/a The Educated Risk Company)
📩 francisco@educatedrisk.co