Privacy Policy

Effective Date: 02/25/2026
Last Updated: 02/25/2026

1. Introduction

EducatedRisk, LLC, operating as The Educated Risk Company (“we,” “us,” “our”), is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website hosted on Squarespace (the “Site”), read our blog, or access our e‑learning courses delivered via Thinkific (collectively, the “Services”).

By accessing or using our Services, you agree to the terms of this Privacy Policy.

2. Information We Collect

We collect information in the following ways:

A. Personal Information You Voluntarily Provide

When you interact with our Services, you may provide:

  • Name

  • Email address

  • Phone number (optional)

  • Account information (if signing up for courses through Thinkific)

  • Payment information (processed securely by third‑party processors; we do not store credit card numbers)

  • Any information submitted through forms, comments, or support inquiries

B. Information Automatically Collected

Squarespace and Thinkific may automatically collect:

  • IP address

  • Browser type and version

  • Device information

  • Operating system

  • Pages visited and referring URLs

  • Time spent on pages

  • Course activity and progress (Thinkific)

  • Cookies and similar tracking technologies

This data helps improve performance, security, and user experience.

C. Cookies & Tracking Technologies

Our Site and Thinkific platform use cookies to:

  • Remember user preferences

  • Enable login sessions

  • Analyze traffic

  • Improve course performance and engagement

You may disable cookies in your browser settings, but some functionality may be limited.

3. How We Use Your Information

We may use your information to:

  • Provide, maintain, and improve our Services

  • Operate our blog and e‑learning courses

  • Process transactions and deliver purchased content

  • Send newsletters, updates, and marketing communications

  • Respond to support requests

  • Analyze usage and trends to enhance user experience

  • Ensure security and prevent fraud

  • Comply with legal obligations

We do not sell your personal information.

4. How We Share Your Information

We may share your information with:

A. Service Providers

Including but not limited to:

  • Squarespace (website hosting, analytics, forms)

  • Thinkific (course hosting and student management)

  • Email marketing services (e.g., Mailchimp or similar)

  • Payment processors (Stripe, PayPal, or Thinkific-integrated processors)

These providers only receive information necessary to perform their services and are not permitted to use it for other purposes.

B. Legal Requirements

We may disclose information if required by law, legal process, or to protect our rights or the safety of others.

C. Business Transfers

If EducatedRisk, LLC undergoes a merger, acquisition, or asset sale, personal information may be transferred as part of that transaction.

5. Data Retention

We retain personal information only as long as reasonably necessary to:

  • Deliver purchased services

  • Maintain account records

  • Comply with legal obligations

  • Resolve disputes

  • Enforce agreements

You may request deletion at any time (see Section 9).

6. Thinkific Platform Data

When you enroll in one of our courses, Thinkific collects:

  • Account profile information

  • Enrollment and course activity

  • Assessment results

  • Certificates and completion records

Thinkific processes this data under its own privacy policy as well.

7. Your Rights and Choices

Depending on your location, you may have the right to:

  • Access the personal information we hold

  • Correct inaccurate information

  • Request deletion (“right to be forgotten”)

  • Object to or restrict processing

  • Withdraw consent for marketing communications

  • Request data portability

To make any of these requests, contact us at:
📩 francisco@educatedrisk.co

8. Email Communications & Opt‑Out

If you join our mailing list or create a Thinkific account, we may send:

  • Updates

  • Service announcements

  • Course information

  • Marketing messages

You may unsubscribe at any time using the link at the bottom of each email.

We comply with the CAN‑SPAM Act.

9. Security

We implement technical, administrative, and physical safeguards to protect your information. However, no internet transmission or storage method is 100% secure.

If a data breach occurs, we will:

  • Notify affected users as required by law

  • Take immediate steps to contain and address the incident

10. Children’s Privacy

Our Services are not intended for children under 13.
We do not knowingly collect information from children under 13.

11. Third‑Party Links

Our Site or courses may contain links to external websites. We are not responsible for:

  • Their content

  • Their privacy practices

  • Their data security

We encourage you to review their privacy policies.

12. International Users (GDPR/Global Compliance)

If you are located outside the United States, your information may be transferred to servers in the U.S. By using our Services, you consent to such transfer.

Users in the European Union and other regions with data protection laws have additional rights, including:

  • Right to access

  • Right to rectification

  • Right to erasure

  • Right to restrict processing

  • Right to data portability

Requests may be sent to:
📩 francisco@educatedrisk.cov

13. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Changes take effect immediately upon posting.
The “Last Updated” date at the top will reflect modifications.

14. Contact Us

For questions about this Privacy Policy or our data practices, contact us at:

EducatedRisk, LLC
Operating as The Educated Risk Company
📩 Email: francisco@educatedrisk.co
🌐 Website: TheEducatedRiskCompany.com